Morgan Stanley Credit Card

Standard Variable Rate - Typical 17.9% APR.
0% on Balance transfers and purchases for six months - Standard variable rate applies after initial period.
Cashback paid yearly based on your annual purchases. 1% of the first £2,000 of purchases and 0.5% of all other Purchases (up to your Credit Limit) per annum.
20.4% per annum on cash advances. 2 % handling fee or £2 whichever is greater.
No annual fee.
Manage your account online.
Secure card for internet purchases.
Credit Card cheque book (cheques treated as cash advances).
2.75% Foreign usage fee.
Card protection and card payment protection plans available.
Minimum monthly payment is 2% or £5 whichever is greater.